I’m Dara Fahy

Senior mortgage Planner

Helping you navigate the tricky world of mortgages!

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My Services

Mortgages, Home Purchase, Refinance, Renewals and More.

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About Me

I have over 20 years of mortgage experience. Check out what my clients have to say about me.

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Home Purchase

Purchasing a home doesn’t have to be tricky. I can help navigate the mortgage process.

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R

Renewals

Did you know I can save you thousands  each year by negotiating your mortgage renewal?

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Refinance

There are a variety of reasons to refinance your home – let me help you with yours!

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Mortgage FAQs

Just some things we get asked a lot…

People have a lot of questions when it comes to getting a mortgage, whether it is their first or they’re looking at their 5th property. Here are some of the common ones we see.

Do I need great credit to get a good mortgage rate?

Great credit is good for a lot of things, including mortgages, but we have lenders and options available for all kinds of credit and income situations. Ask us about our options for you.

What is the difference between a Mortgage Broker and my Bank?
Mortgage Brokers work with a variety of lenders and financial institutions and can offer products better suited to each of their individual client’s needs. Banks can only offer their products, which may not be the best suited to that client.
How much can I afford?
Affordability with a mortgage is determined by a number of factors, including income and down payment. Speak with one of our Mortgage Planners to get a pre-approval in place before you start shopping for a property.
What will the mortgage rate be?
The rate you qualify is based on a number of factors and the products currently available. Rates provided online are generic based on good credit profiles and qualifying information. Every mortgage is different so give us a call to discuss what we may be able to do for you in terms of rate.

About Me

My goal is to provide thorough, efficient service with the highest level of professionalism and integrity to all of our clients at all times.

As a professional financial manager and private real estate investor, I have been in the financial industry since 1998. I have many years of experience in delivering personal financial advice and planning, with a focus on mortgage lending. I work closely with realtors and lawyers to ensure that each home purchase runs smoothly and your needs are met, with no hidden fees or surprises. Already own a home? I can help you access the equity in your home to reduce debt, improve cash flow and lower interest costs. Allow me to shop the many competitors on your behalf, to find you a mortgage that is the best fit with the lowest possible rate, in order to save you time and money.

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What my clients say

I am overwhelmed and cannot thank you enough. You made my dream comes true. This is a miracle.  You are the best. I will recommend you to everyone who will ask me for mortgage broker and my son will call you when he will be ready. 

Thank you so much again. I really appreciate all your help. 

Kate

THANK YOU!!!…. for everything you’ve done and for putting up with our first time homebuyer quirks! You certainly made the process easy to understand and gave us the confidence to plunge into the biggest debt we’ve ever had!! …. LOL… I mean that in a good way!! All joking aside, we really appreciate your dedication and expertise and have already passed your name onto others!

M.K.

About City Wide Mortgage Services

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City Wide Mortgage Services started as City Wide Financial Corporation in 1995 founded by Thomas Phillips and Shaun Zipursky. A third partner, Wayne Mah, joined them in 1999. Rowan Smith and Dara Fahy became partners of the firm in 2012.

Working with clients from all over, this team of partners has brought on some of the top Mortgage Brokers in the business to bring top service and skills to our clients.

Let’s Chat – No obligation!